Become a Merchant

How Does it Work?


In exchange for services (operation of card program, account management, advertising, marketing, etc.) each merchant pays a flat 6 percent service charge on all net Husky Bucks sales (purchase minus refunds). There are no other annual or “per transaction” fees associated with the program. Depending on the type of reader you decide to install, there is a one-time or leasing fee associated with the reader.

Reader Options

In order to accept Husky Bucks payments, you must have a terminal capable of connecting to our Transaction System, which requires proprietary software from our system provider. This terminal may be either purchased or leased.

Reader options and costs are:

  • BYOR (Bring Your Own Reader): $238 annual licensing fee plus one time cost for reader attachment (approximately $65)
    • Utilize your own iPad to accept Husky Bucks, via an app
  • Internet-based reader: leased on a yearly basis for approximately $369.25/year

Required Reading: Tax Special Notice 2003(1)

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The One Card Office offers technical support to our Husky Bucks merchants Monday – Friday from 8am to 5pm. You can email our help desk at or call 860-486-3129.


Husky Bucks can be accepted as payment for most goods and services. Purchase of alcohol with Husky Bucks are prohibited. Businesses where more than 40% of gross sales are from alcohol are not eligible to participate in the Husky Bucks program.

We are unable to process transactions on-line or through other 3rd party POS systems.


Husky Bucks can be debited for telephone orders by entering the card number manually into the terminal. There are inherent risks associated with this type of transaction, and, in the case of a dispute, the burden of proof lies with the merchant. To minimize the risk of fraud, we recommend that a copy of the receipt go out with the delivery. The delivery person should visually inspect the Husky One Card and obtain the cardholder’s signature for authorization.

Tips to servers can easily be charged to a cardholder’s Husky Bucks account.